Introduction
eUnittrust.com.my | Retail Platforms | Banks or Agents | |
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Charges & Fees | Sales Charge : Maximum Up to 1.5% Fund Management Fee : Varies depending on different funds Redemption Fee and other charges will be charged for specific funds |
Sales Charge : Maximum Up to 3% Fund Management Fee : Varies for different funds Redemption Fee and other charges will be charged for specific funds |
Sales Charge : Maximum Up to 6% Fund Management Fee : Varies for different funds Redemption Fee and other charges will be charged for specific funds |
Range of Products | 25 Unit Trust Management Companies(UTMC) More than 250 Funds | Limited | Limited to bank’s UTMC or funds under one fund house |
Research Reports | Independent research reports by PhillipCapital Malaysia’s Research Team through Phillip Fund Focus & Allocator | Limited or only provided by third parties | Limited, provided directly to investors |
This is where an investor has a lump sum amount to invest into a unit trust fund. Over a period of time, the value of initial investment may increase as income may be earned by the fund, or may decrease as the market value of the underlying assets of the unit trust fund may fall.
An investor may invest in unit trusts funds by making regular (e.g. monthly or quarterly) investments to their fund. This may be a more disciplined approach to invest in unit trust funds. By making equal and regular contributions over a period of time, this may reduce the impact of market volatility. This is commonly known as dollar cost averaging.