Top 10 PRS Funds Based on 5 years Annualised Performance
| No | PRS Fund | Sales Charge (%) | |
|---|---|---|---|
| Offline | Online | ||
| 1 | CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity (Class C) | 0.50 | 0.00 |
| 2 | CIMB Islamic PRS Plus Asia Pacific Ex Japan Equity (Class C) | 0.50 | 0.00 |
| 3 | Kenanga OnePRS Growth Fund | 1.50 | 0.00 |
| 4 | Affin Hwang PRS Moderate Fund | 0.00 | 0.00 |
| 5 | AmPRS - Islamic Equity Fund (Class D) | 3.00 | 0.00 |
| 6 | AmPRS - Tactical Bond (Class D) | 2.00 | 0.00 |
| 7 | Affin Hwang PRS Growth Fund | 0.00 | 0.00 |
| 8 | AmPRS - Dynamic Sukuk (Class D) | 2.00 | 0.00 |
| 9 | AmPRS - Growth Fund (Class D) | 3.00 | 0.00 |
| 10 | AmPRS - Conservative Fund (Class D) | 3.00 | 0.00 |
| No | Affin Hwang Asset Management Berhad | Sales Charge (%) | |
|---|---|---|---|
| Offline | Online | ||
| 11 | Affin Hwang PRS Conservative fund | 0.00 | 0.00 |
| 12 | Affin Hwang AIIMAN PRS Shariah Growth Fund | 0.00 | 0.00 |
| No | AIA Pension and Asset Management Sdn Bhd | Sales Charge (%) | |
| Offline | Online | ||
| 13 | AIA PAM - Growth Fund | 3.00 | 0.00 |
| 14 | AIA PAM - Moderate Fund | 3.00 | 0.00 |
| 15 | AIA PAM - Conservative Fund | 3.00 | 0.00 |
| 16 | AIA PAM - Islamic Moderate Fund | 3.00 | 0.00 |
| No | AmFunds Management Berhad | Sales Charge (%) | |
| Offline | Online | ||
| 17 | AmPRS - Moderate Fund (Class D) | 3.00 | 0.00 |
| 18 | AmPRS - Islamic Balanced Fund (Class D) | 3.00 | 0.00 |
| 19 | AmPRS - Islamic Fixed Income Fund (Class D) | 3.00 | 0.00 |
| 20 | AmPRS Asia Pacific REITs (Class D) | 3.00 | 0.00 |
| No | CIMB-Principal Asset Management Berhad | Sales Charge (%) | |
| Offline | Online | ||
| 21 | CIMB-Principal PRS Plus Growth (Class A) | 3.00 | 0.00 |
| 22 | CIMB-Principal PRS Plus Growth (Class C) | 0.50 | 0.00 |
| 23 | CIMB-Principal PRS Plus Moderate (Class A) | 3.00 | 0.00 |
| 24 | CIMB-Principal PRS Plus Moderate (Class C) | 0.50 | 0.00 |
| 25 | CIMB-Principal PRS Plus Conservative (Class A) | 3.00 | 0.00 |
| 26 | CIMB-Principal PRS Plus Conservative (Class C) | 0.50 | 0.00 |
| 27 | CIMB-Principal PRS Plus Equity (Class A) | 3.00 | 0.00 |
| 28 | CIMB-Principal PRS Plus Equity (Class C) | 0.50 | 0.00 |
| 29 | CIMB-Principal PRS Plus Asia Pacific Ex Japan Equity (Class A) | 3.00 | 0.00 |
| 30 | CIMB Islamic PRS Plus Growth (Class A) | 3.00 | 0.00 |
| 31 | CIMB Islamic PRS Plus Growth (Class C) | 0.50 | 0.00 |
| 32 | CIMB Islamic PRS Plus Moderate (Class A) | 3.00 | 0.00 |
| 33 | CIMB Islamic PRS Plus Moderate (Class C) | 0.50 | 0.00 |
| 34 | CIMB Islamic PRS Plus Conservative (Class A) | 3.00 | 0.00 |
| 35 | CIMB Islamic PRS Plus Conservative (Class C) | 0.50 | 0.00 |
| 36 | CIMB Islamic PRS Plus Equity (Class A) | 3.00 | 0.00 |
| 37 | CIMB Islamic PRS Plus Equity (Class C) | 0.50 | 0.00 |
| 38 | CIMB Islamic PRS Plus Asia Pacific Ex Japan Equity (Class A) | 3.00 | 0.00 |
| No | Kenanga Investors Berhad | Sales Charge (%) | |
| Offline | Online | ||
| 39 | Kenanga OnePRS Conservative Fund | 1.50 | 0.00 |
| 40 | Kenanga OnePRS Moderate Fund | 1.50 | 0.00 |
| 41 | Kenanga OnePRS Shariah Equity Fund | 1.50 | 0.00 |
| 42 | Kenanga Shariah OnePRS Conservative Fund | 1.50 | 0.00 |
| 43 | Kenanga Shariah OnePRS Moderate Fund | 1.50 | 0.00 |
| 44 | Kenanga Shariah OnePRS Growth Fund | 1.50 | 0.00 |
| No | Manulife Asset Management Service Berhad | Sales Charge (%) | |
| Offline | Online | ||
| 45 | Manulife PRS Growh - Class A | 0.00 | 0.00 |
| 46 | Manulife PRS Moderate - Class A | 0.00 | 0.00 |
| 47 | Manulife PRS Conservative - Class A | 0.00 | 0.00 |
| 48 | Manulife PRS Shariah PRS Growth - Class A | 0.00 | 0.00 |
| 49 | Manulife PRS Shariah PRS Moderate - Class A | 0.00 | 0.00 |
| 50 | Manulife PRS Shariah PRS Conservative - Class A | 0.00 | 0.00 |
| No | RHB Asset Management Sdn Bhd | Sales Charge (%) | |
| Offline | Online | ||
| 51 | RHB Retirement Series - Growth Fund | 1.00 | 0.00 |
| 52 | RHB Retirement Series - Moderate Fund | 1.00 | 0.00 |
| 53 | RHB Retirement Series - Conservative Fund | 0.50 | 0.00 |
| 54 | RHB-Retirement Series-Islamic Equity Fund | 3.00 | 0.00 |
| 55 | RHB-Retirement Series-Islamic Balanced Fund | 3.00 | 0.00 |
What is PRS Tax Relief?
The PRS Tax Relief was specially introduced to encourage you to save more for your retirement.
The good news is an individual who makes contribution to his or her PRS funds is allowed to claim tax relief of up to RM3,000 by the Inland Revenue Board of Malaysia. This tax incentive is available for a period of 10 years, ending year 2021.
How much do you save?
This table provides an illustration of the tax savings amount you could enjoy from your annual RM3,000 PRS contributions.
For example, if your tax bracket is 16%, your RM3,000 PRS contributions will give you tax savings of RM480.
It’s a win-win situation for you!
Save for retirement and save on your taxes.
