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FAQ

GENERAL:

What is a Unit Trust? What does buying a 'unit' means? Is it safe to invest in a unit trust? What is a Deed? Why should I invest in unit trusts? What are the pros and cons in each type of investment/savings vehicles? If you are just trading stocks, why can' t I do it myself? Stock markets are not performing, why should I buy now? What is Dollar Cost Averaging? What if I prefer to manage my own money? What if I prefer to put my money into fixed deposit, which is at no risk? Do I need a lot of money to invest? What rate of return can I expect? What should I consider before investing in a unit trust? Why some of the funds do not declare distribution? Why there is often little or no price appreciation on unit trust prices compared to its initial offer price even after a substantial period? What are unit splits and how do they benefit investors? Why do unit trust prices drop after a cash distribution? Is income received by unit trust funds taxable? Will the fees and charges affect fund's performance? How is the performance of a unit trust fund evaluated? Should I invest in unit trust funds that are ranked at the top of the Performance Tables? What is the main difference between unit trusts and unit-linked funds? There are many unit trust companies in Malaysia, which one should I choose to manage my money? Why have unit trusts grown so dramatically in terms of numbers and scope in the global market?

PHILLIP MASTER TRUST FUNDS:

What is Phillip MASTER Trust Funds? Why invest in Phillip MASTER Trust Funds? Is your investment profiles best suited/compatible with the funds' objectives? What is Social Responsibility Investment (SRI)? What is rationale for exclusion (Phillip Master First Ethical Fund)? Will the guidelines/exclusions affect Phillip Master First Ethical Fund's performance? Why should I invest with Phillip Mutual? Who is Trustee of the Phillip MASTER Trust Funds? How do I redeem/repurchase my units? How do I switch Funds? Can I transfer my units holding to another person?

GST Frequently Asked Questions (FAQs)

What is Goods and Services Tax ("GST")? What is the rate of GST that will be imposed effective from 1 April 2015? Do I need to be registered under GST? How does GST work? Is Phillip Mutual Berhad a GST registered person? Are gains or losses subject to GST? What will investors receive? Is buying and selling of units under a unit trust fund subject to GST? What are the GST treatments of fees charged by Phillip Mutual Berhad?