đź’¸ Invest and Earn up to 5.88%* p.a. Returns with Phillip Mutual Berhad!
📅 Campaign Period: 1 – 31 July 2025
💰 Minimum Investment: RM500 in selected Phillip’s Equity Fund*
Make Your Money Work Smarter in Just 31 Days!
Looking to grow your savings without locking it away long-term? For a limited time only, you can enjoy bonus returns of up to 5.88%* p.a. from our Phillip Master Islamic Cash Fund (PMICF) by investing in selected PMB equity Funds. It’s our way of helping you maximise your short-term investment potential!
How It Works:
STEP 1:
Invest in Selected PMB Funds - Invest a minimum amount RM500 in eligible selected PMB funds during the campaign period.
STEP 2:
Invest to Get Extra Earnings in Phillip Master Islamic Cash Fund (PMICF). As part of the product bundle, the amount invested into PMICF, earns returns of up to 5.88% p.a.*, provided it is held from 1st August to 31st August 2025.
Why Join This Campaign?
- High bonus returns for a short-term commitment
- Minimum investment as low as RM500
- Shariah-compliant cash fund returns
- Limited-time opportunity for savvy investors
List of Selected Funds
| No. | Selected Funds |
|---|---|
| 1 | Phillip AsiaPac Income Fund |
| 2 | Phillip Dana Aman |
| 3 | Phillip Dana Dividend |
| 4 | Phillip Dana Murni Fund |
| 5 | Phillip Dividend Fund |
| 6 | Phillip Focus China Fund |
| 7 | Phillip Global Disruptive Innovation Fund-MYR Hedged |
| 8 | Phillip Global Stars Fund |
| 9 | Phillip Master Equity Growth Fund |
| 10 | Phillip Pearl Fund |
| 11 | Phillip Recovery Fund |
| 12 | Phillip SELECT Balance Fund |
Campaign Mechanism
1. Customers may enjoy up to 5.88% p.a. PMICF Bonus Returns for the next 1 month (August 2025).
2. Fund your eUnittrust account with RM500 or more in selected Phillip Equity Funds to enjoy a 31-day return of up to 5.88% p.a. in the Phillip Master Islamic Cash Fund (capped up to first RM 50,000).
3. Reward categories:
| No. | Investment Amount in Selected Fund(s) | Bonus Returns in Phillip Master Islamic Cash Fund | Bonus on PMICF invested Amount |
|---|---|---|---|
| 1 | RM 500 to RM 1,999 | 3.88% p.a. | First RM 10,000 |
| 2 | RM 2,000 to RM4,999 | 4.28% p.a. | First RM 10,000 |
| 3 | RM 5,000 to RM 9,999 | 4.88% p.a. | First RM 10,000 |
| 4 | RM10,000 to RM 11,999 | 5.88% p.a. | First RM 10,000 |
| 5 | RM12,000 to RM 14,999 | 5.88% p.a. | First RM 15,000 |
| 6 | RM15,000 to RM 19,999 | 5.88% p.a. | First RM 25,000 |
| 6 | RM 20,000 & above | 5.88% p.a. | First RM 50,000 |
âť“ FAQ âť“
Q: What’s the minimum amount I need to invest?
A: RM500 in any of the selected Phillip Mutual Berhad’ funds.
Q: When will I receive the bonus return?
A: Returns will be credited for a 31-day period in August 2025 via the Phillip Master Islamic Cash Fund.
Q: Can I invest in multiple Selected Funds to qualify?
A: Yes. Your total combined investment across any of the 12 Selected PMB Funds will count toward your bonus tier.
Q: Can I invest more than RM50,000?
A: Yes, but the bonus return applies only to the first RM50,000 placement in PMICF.
Q: How is the bonus return calculated and credited?
A: Bonus reward = Eligible Bonus Amount (RM) / PMICF NAV (on execution day) =Bonus Units. These bonus units will be credited on a pro-rate basis in a lump sum to your PMICFaccount within 30 business days after your 31-day period ends.
- This promotion is valid from 1 July – 31 July 2025 (cut-off time 3PM).
- The Customer must be at least 18 years old and not a US Person (an individual who is a US Citizen or US resident).
- This Campaign is applicable for Individual account, Cash fund sources and Ringgit Malaysia (MYR) deposits only.
- This Campaign will end once the total fresh funds injection reaches RM 20,000,000.00 in the Phillip Master Islamic Cash Fund (“Amount Capped”) or when the Campaign Period ends, whichever is earlier.
- The Customer will not be entitled to the Campaign Reward once the capped amount is fully utilized.
- The deposit has to be fresh funds. Fresh funds refer to cash transferred from the Customer’s bank account. It does not include funds transferred within PhillipCapital Group in Malaysia, cash dividends, sales proceeds oraccount credit transactions.
- The fresh funds must be maintained for the next 31 days after the promotion period ends to be eligible for the bonus reward. Any withdrawal or settlement using the deposited fresh funds during the 31-day period will beautomatically disqualified for the Campaign Reward.
- The bonus reward (i.e. difference between 5.88% p.a. and the underlying fund return) will be credited in a lumpsum into the customer's PMB account under the Phillip Master Islamic Cash Fund within 30 business days afterthe 31-day holding period.
- Each Customer is eligible for only one bonus reward. If the customer has multiple PMB accounts, the first account funded with RM 500 or more (1 lump sum) will be considered eligible for the bonus reward.
- In the event of any dispute regarding the Customer’s eligibility to participate in this promotion, PMB’s decision shall be final and binding.
- Notwithstanding anything herein contained, PMB reserves the right at any time in its absolute discretion to (i) amend, add and/or delete these Terms and Conditions without prior notification (including eligibility;replacement of the reward; promotional mechanics, promotion duration without prior notification, qualifyingterms and criteria), and all participants shall be bound by such amendments, additions and / or deletionswhen effected, or (ii) vary, withdraw, or cancel any items or the promotion without having to disclose a reasonthereof and without any compensation or payment whatsoever. PMB’s decision on all matters relating to thepromotion shall be final and binding on all participants.
Thank you for your investments with eUnittrust & Happy Investing!
eUnittrust.com.my by Phillip Mutual Berhad
B-18-6, Block B, Level 18, Unit 6, Megan Avenue 2,
No. 12 Jln Yap Kwan Seng
50450 Kuala Lumpur
Tel: 03 - 2783 0300 Fax: 03 - 2711 3036
